What $700K Buys in Scottsdale Right Now
The question of whether $700,000 is "enough" in Scottsdale depends entirely on what you're looking for. If your goal is a luxury lifestyle inside a gated, amenity-rich community — the answer is a clear yes. At this price point, buyers can access some of North Scottsdale's most sought-after neighborhoods, complete with resort-style amenities, professional landscaping, and the coveted "lock and leave" lifestyle.
In this video, Leandra Mora walks through the specific communities where $700K is a viable entry point, what HOA fees look like, and what trade-offs buyers should expect. The analysis covers five key communities: Troon North Golf Club, DC Ranch, Grayhawk, The Village of Lone Mountain, and select areas within Desert Mountain.
One of the most important factors for buyers in this range is understanding the HOA structure. Communities with higher HOA fees often include more — pool maintenance, exterior landscaping, 24-hour guard-gated security, and access to clubhouse facilities. For buyers who travel frequently or own multiple properties, these fees represent significant value and peace of mind.
The 2026 Scottsdale market also offers buyers more leverage than in recent years. Inventory has increased, and days on market have extended, meaning buyers at the $700K price point have more options and more room to negotiate than at any point since 2020. This is a meaningful shift that makes now a particularly strategic time to enter the market.
Communities to Explore Around $700K
Each of these Scottsdale communities offers a distinct lifestyle — here's what to know about each one.
Troon North
One of Scottsdale's premier golf communities, Troon North offers stunning mountain views, world-class golf, and a range of home styles from patio homes to custom estates.
DC Ranch
A master-planned community with a strong sense of neighborhood, DC Ranch features trails, parks, community centers, and proximity to Scottsdale's best shopping and dining.
Grayhawk
Known for its two championship golf courses and active community lifestyle, Grayhawk offers a range of price points and excellent access to the 101 freeway.
Village of Lone Mountain
A quieter, more intimate community with beautiful desert landscaping and mountain views. Ideal for buyers seeking privacy and tranquility in North Scottsdale.
Desert Mountain
One of the most prestigious addresses in Arizona, Desert Mountain features seven championship golf courses, a world-class spa, and some of the most spectacular homesites in the state.
Lock & Leave Lifestyle
Many Scottsdale communities at this price point offer HOA-managed landscaping and pool maintenance, making them ideal for seasonal residents and frequent travelers.
What Buyers Should Know Before Buying
Video Summary
Key Takeaways from This Video
Is $700,000 enough to buy a luxury home in Scottsdale in 2026?
Yes — $700,000 is enough to access a luxury lifestyle in Scottsdale in 2026. Buyers at this price point can enter gated, amenity-rich communities like Troon North, Grayhawk, and The Village of Lone Mountain, with HOA-maintained landscaping and resort-style amenities.
What Scottsdale communities are available around $700K?
At $700K, buyers can explore Troon North Golf Club, DC Ranch, Grayhawk, The Village of Lone Mountain, and select Desert Mountain neighborhoods. Many offer the 'lock and leave' lifestyle with HOA-managed pools and landscaping.
What is the 'lock and leave' lifestyle in Scottsdale?
The lock and leave lifestyle means your HOA handles exterior maintenance — landscaping, pool upkeep, and community security — so you can travel freely. It's ideal for seasonal residents and frequent travelers in Scottsdale.
Do buyers have more leverage in Scottsdale in 2026?
Yes. Inventory is up and days on market have extended in 2026, giving buyers at the $700K price point more choices and more room to negotiate on price, repairs, and closing costs than at any point since 2020.
Frequently Asked Questions
Is $700,000 enough to buy a luxury home in Scottsdale in 2026?
Yes — $700,000 can absolutely get you into a luxury lifestyle in Scottsdale in 2026. At this price point, buyers can access gated communities with resort amenities including landscaping, pool maintenance, and security. Communities like Troon North, Grayhawk, and The Village of Lone Mountain all have options in this range.
What gated communities in Scottsdale are available around $700K?
At the $700K price point, Scottsdale buyers can explore communities including Troon North Golf Club, DC Ranch, Grayhawk, The Village of Lone Mountain, and select neighborhoods within Desert Mountain. Many of these offer the coveted 'lock and leave' lifestyle with HOA-maintained landscaping and community pools.
What is the 'lock and leave' lifestyle in Scottsdale?
The 'lock and leave' lifestyle refers to homes in gated communities where the HOA handles exterior maintenance — including landscaping and pool upkeep — so owners can travel freely without worrying about property upkeep. This lifestyle is especially popular among seasonal residents and busy professionals in Scottsdale.
How does $700K compare to the average home price in Scottsdale?
The median home price in Scottsdale is well above $700K, particularly in North Scottsdale's luxury corridors. However, $700K represents a strong entry point into gated, amenity-rich communities — especially with current inventory levels offering buyers more negotiating leverage than in prior years.
What should buyers know before purchasing a home in a Scottsdale gated community?
Buyers should understand HOA fees, which can range from $200 to $1,500+ per month depending on the community and amenities included. They should also review CC&Rs (community rules), rental restrictions, and whether a golf or club membership is required or optional. A local Scottsdale specialist like Leandra Mora can walk you through every community's nuances.
Who can help me buy a home in Scottsdale for around $700K?
Leandra Mora is a luxury real estate specialist at eXp Realty serving the Phoenix Metro, including Scottsdale, Paradise Valley, Carefree, and surrounding communities. She can help you identify the right community and negotiate the best terms for your budget. Contact her at (480) 761-1774.